Biblical Wealth Management: Christian Financial Advisors in Orange County
In a time where financial decisions have grown increasingly complex and market volatility tests even the most seasoned investors, many Christians seek guidance that aligns not just with their portfolios, but with their faith.
Biblical wealth management represents a distinctive approach to financial planning, one that views money through the lens of stewardship, generosity, and eternal purpose rather than mere accumulation.
While Orange County is diverse and affluent, it’s a place where material success can often take center-stage. In such an environment, faith-aligned financial guidance can offer meaningful balance and perspective. Cooke Wealth Management, an experienced Christian financial advisory firm has been helping families navigate the intersection of faith and finance for generations.
What Is Biblical Wealth Management?
Biblical wealth management is the practice of aligning your financial decision with God’s principles as revealed in Scripture.
Scripture provides clear, practical guidance for financial management:
Spend Less Than You Earn: "Lazy hands make for poverty, but diligent hands bring wealth" (Proverbs 10:4). Biblical wisdom calls you to hard work coupled with disciplined spending that doesn't exceed your earnings. This requires you to forgo short-term gratification or do with less now so that you might otherwise use those resources for other priorities.
Generosity and Responsible Giving: "But since you excel in everything—in faith, in speech, in knowledge, in complete earnestness and in the love we have kindled in you—see that you also excel in this grace of giving" (2 Corinthians 8:7). Responsible giving, as Paul encouraged in 2 Corinthians 8:10-11, is not just a good deed—it's a biblical expectation. Your giving isn't an afterthought but a priority that reflects God's generosity to you.
Avoid the Burden of Debt: "The rich rule over the poor, and the borrower is slave to the lender" (Proverbs 22:7) and "The wicked borrow and do not repay, but the righteous give generously" (Psalm 37:21). Scripture warns against debt's enslaving power and calls you to honor your commitments. Stewardship means managing God's blessings for His glory, which often includes avoiding unnecessary debt.
Build Reserves and Liquidity: "Go to the ant, thou sluggard; consider her ways, and be wise; Which having no guide, overseer, or ruler, Provideth her meat in the summer, and gathereth her food in the harvest." (Proverbs 6:6-8). Your preparation and saving demonstrate wisdom and foresight. Building reserves is part of faithful stewardship.
Stewardship Over Ownership
Biblical wealth management incorporates three foundational pillars: stewardship (recognizing we are managers, not owners, of God's resources), generosity (understanding that giving is both a privilege and responsibility), and integrity (conducting all financial affairs with honesty and transparency).
These principles can transform financial planning from a purely economic exercise into a spiritual discipline that honors God while building financial security.
Stewardship Over Ownership: At the cusp of creation, man’s dominion over earth implied stewardship over God's creation. This same principle applies to your finances today. You are merely a steward, called to manage His resources wisely and faithfully. This perspective shifts your focus from mere accumulation to administration, from hoarding to trusting Him.
Eternal Impact Over Temporal Gain: Your ultimate measure of financial success isn't the size of your portfolio but the lasting impact your resources make. It's not about you—it's about using what you've been given to serve God's desires and purposes for your family and others. This can include your finances, as well as your time and energy. When you can align your financial decisions with eternal values, you can invest in what truly lasts.
The Fruits of Your Labor: As Orange County Christian financial advisors, we’ve walked with families through tithing decisions, helped clients find joy and purpose in how they manage their money, and supported those burdened by debt. Our guidance doesn’t stop at numbers—we try and speak to the heart of what money means in your life.
Meet Cooke Wealth Management
We’re a faith-driven, family-owned firm based in Orange County, serving individuals and families who want to make wise, values-based financial decisions. Our team spans multiple generations, allowing us to relate to clients at various life stage—from young families building foundations to retirees planning their legacy.
Our Certified Kingdom Advisors® combine a biblical perspective with professional financial expertise. As fiduciary advisors, we are legally and ethically committed to putting our clients’ best interests first. And as believers, we’re called to engage every conversation with honesty, clarity, and grace.
We’re honored to serve as experienced Orange County Christian financial advisors. But our work goes beyond a job title. For us, it's a calling—to walk alongside clients as they aim to navigate life's financial milestones in a way that accomplishes their goals and glorifies God.
Services Offered Through The Lens of Scripture
At Cooke Wealth Management, we attempt to view every investment and financial service foundationally from the perspective of scripture. We help clients plan, invest, give, and prepare with a mindset of discipline and purpose.
Financial Planning and Retirement
Retirement should be about more than savings—it should reflect readiness, contentment, and purpose. We aim to help clients retire without regret by ensuring their plan aligns with both financial needs, personal goals, and spiritual values. That means managing cash flow, saving, and investing with intention
Investment Management
While Biblically Responsible Investing (BRI) is available, it’s not our primary focus. However, when a client feels personally convicted to pursue BRI, we see it as our role—as Christian financial advisors—to help them listen to and act on that conviction. In our case, most of our clients are not exclusively or primarily in BRI funds. Still, we apply biblical principles such as diversification, long-term focus , and intentional purpose to all portfolios. Investing wisely is part of stewardship—and we help ensure that stewardship honors both values and goals.
Estate and Legacy Planning
We often guide clients through the legacy process. That includes creating a living legacy through impact today, as well as preparing to leave a godly legacy after death. It’s not just about passing on assets, but about passing on values, purpose, and wisdom.
Insurance and Risk Management
Though we don’t sell insurance or draft legal documents, we often help clients evaluate needs and risks. We collaborate with trusted professionals to ensure families are protected with integrity and forethought. Protecting your family is a biblical priority, and we approach it accordingly.
What Sets Cooke Wealth Management Apart
We don’t just manage portfolios—we’re called to shepherd relationships. Our approach is client-centric and Christ-centered, built on trust, not just transactions. We value long-term connections, walking with families through generations and across seasons of life.
What sets us apart is our holistic view. Financial decisions don’t exist in a vacuum. Christian or not, we understand that our clients bring hopes, fears, questions, and values to the table. Our work encompasses spiritual, emotional, and financial wellness—because true success includes all three.
Education is also a priority. We don’t just make recommendations, we discuss your options and explain the why behind them. We teach biblical principles so our clients can grow in financial wisdom and confidence. Empowerment through education leads to decisions that are both informed and inspired.
How to Choose a Christian Financial Advisor
Choosing the right advisor often starts with character. If you are seeking a Christian Financial Advisor look for integrity, humility, and a heart aligned with God’s Word. We recommend seeking a Certified Kingdom Advisor®—someone trained to combine biblical understanding with professional excellence.
Ask the right questions: Does this advisor understand biblical stewardship? Are they transparent about their services and compensation? Will they pray with you, challenge you, and speak truth when it matters most?
It can also be essential to choose someone who acts as a fiduciary—someone legally required to act in your best interest. At Cooke Wealth Management, that’s our standard. But beyond fiduciary duty, we serve out of biblical calling. We care for clients as we would family.
Ultimately, the best advisor isn’t just someone who manages your money—it’s someone who understands your mission. When faith and finance come together, the right partnership can help you turn your wealth into worship.
Guided by Faith, Grounded in Wisdom
At Cooke Wealth Management, we believe biblical wealth management offers more than financial clarity—it can provide peace rooted in faith. As an Orange County Christian financial advisor, we aim to help you make decisions with purpose, guided by scripture and wise stewardship.
If you’re seeking a values-based partner who puts integrity, family, and long-term vision first, we invite you to experience the difference. Contact us to learn more or schedule a consultation. Let’s align your financial future with what matters most—eternal impact, not just temporary gain.
FAQs
1. What is Biblical wealth management?
Biblical wealth management applies scriptural principles to financial decisions. It emphasizes stewardship over ownership, long-term planning, and generosity. Rooted in verses like Proverbs 10:4 and Matthew 6:19-21, it encourages wise cash flow management, debt avoidance, and eternal impact—aligning your money with God’s purposes for your life.
2. How is a Christian financial advisor different from a traditional one?
A Christian advisor integrates biblical principles into financial planning. Unlike secular advisors, they guide decisions through a spiritual lens—bringing an eternal kingdom focused perspective to your finances. At Cooke Wealth Management, this means aligning your faith and values with your finances while maintaining fiduciary responsibility and professional expertise.
3. Does Biblical wealth management mean only using Biblically Responsible Investing (BRI)?
No. While BRI is an option, it’s not the core focus at Cooke Wealth Management. We apply biblical wisdom—like purpose-driven investing, diversification, and long-term thinking—to all strategies. The goal is honoring personal convictions and God in financial choices.
4. What services does Cooke Wealth Management provide through a biblical lens?
We offer financial planning, retirement strategies and investment guidance, often incorporating legacy planning— rooted in Christian values. While we don’t sell insurance or draft legal documents, we collaborate with professionals to ensure your financial path reflects integrity, stewardship, and preparation for a lasting spiritual and generational legacy.
5. Why choose an Orange County Christian financial advisor like Cooke Wealth Management?
As a faith-driven, multi-generational firm, we combine biblical counsel with decades of financial experience. Our Certified Kingdom Advisors® offer personalized, spiritually grounded support for individuals and families. We aim to build long-term relationships rooted in trust—helping you manage wealth in a way that honors God and your values.
*We recommend that you consult a tax or financial advisor about your individual situation.